RHS USDA Loan Programs

The Connecticut countryside has much to offer, including beautiful scenery, but what if you could own a piece of it with no down payment? Well, Case Financial Services can help you through the USDA loan option!

The USDA loan is provided by the United States Department of Agriculture. The 30-year fixed loan was created to entice home-buyers to look to occupy areas further out from the heart of cities. This government-backed program makes it possible to buy a home with no money down, which is something that is almost impossible to do when purchasing a home in the city!

USDA loans are a great option for Connecticut home-buyers because they do not require perfect credit and lack maximum loan limits. They usually possess flexible terms, low rates, and are government backed, which makes it easier for lenders to get buyers qualified.

Whether you are a first-time home-buyer looking for a loan that doesn’t demand a huge down payment, or you want to procure maximum space for your money’s worth, Case Financial Services advises you to explore the USDA loan option.

Rural Housing Service (RHS) USDA Loans are an attractive option because:

•            Minimal closing costs

•            Low or no down payment options

•            Lower Mortgage Insurance premiums

•            Purchase, Refinance, and New Construction Options available.

USDA loans can be used toward the purchase and renovation of a previously owned property or a new construction. Families must be able to pay their monthly mortgage, homeowner’s insurance and property taxes.

However, area and income restrictions do apply. You can learn more about the qualifications of this program by visiting the USDA website, where you can utilize its calculator to see if you meet the income requirements.

Most of Tolland, Middlesex, New London and Fairfield Counties are USDA-eligible, thus it should be rather easy to locate a qualifying property to buy.

Our home loan professionals at Case Financial Services would love to help you assess your needs and decide if the USDA loan is the best option for you and your family.

Give us a call right now at (203) 245–7900 or fill out our quick form for a free, no obligation consultation!



A mortgage broker does not lend money but rather arranges mortgage loans through third party lenders or investors.

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Case Financial Services LLC
107 Whitney Avenue
New Haven, CT 06510