Lot Loan – AD Loan


This program is designed to provide a business loan for a Borrower purchasing a commercial lot or refinancing a current commercial lot loan. Commercial lots must be eligible for present or future commercial construction. Construction financing is also available

The Case Financial  Advantage:

  • Fast pre-qualification, typically within 3 to 5 business days
  • Deal directly with the Loan Officer/Underwriter
  • Loans available to Borrowers with excellent to less than perfect credit
  • No minimum acreage requirements or maximum limitations
  • Commercially zoned land only
  • Up to 3 year terms (longer terms available on an exception basis)
  • Loan amounts up to 55% of the purchase price
  • Interest only payments in the first year (payments after the first year to be determined)
  • Full income documentation, self-employed, limited income and stated income programs available
  • Loan amounts of $20,000 to $1,000,000

Rates and Fees:

  • Rate: WSJ Prime + 1.50% to Prime + 2.95%. Currently rate floors are in effect, please call for a quote.
  • Application Fee: $450
  • Loan Fee: 1.00% to 2.00% (based on overall qualifications)
  •  Broker Fee: 2.00%

Documents required for a full application package. Submit by Email, USPS or Overnight Mail Only:

  1. Loan Submission Form
  2. Fully completed and signed 1003 application
  3. Tri-merge Credit Report for Borrower(s)
  4. Current month pay stubs if a W2 Employee
  5. 2 years tax returns including all attached schedules and W2’s (if applicable)
  6. Asset Verification (2 Months statements for all accounts including checking, savings, 401k, IRA, stocks, other)
  7. Legible copy of a valid drivers license for Borrower(s)
  8. Map of the Property
  9. Signed and Accepted Purchase Contract for Land/Lot or Closing Statement on Land/Lot Purchase
  10. Lot/Land Improvements List

Investor will order all appraisals. The appraisal fee must be paid in advance.



A mortgage broker does not lend money but rather arranges mortgage loans through third party lenders or investors.

Equal Housing Lender


Contact Us

Case Financial Services LLC
107 Whitney Avenue
New Haven, CT 06510